The Independent Way Funeral Plan

A plan that’s tailored to suit your needs

A funeral plan is an easy way to arrange the funeral you want in advance. A plan allows you to specify your wishes and pay for the funeral director’s services included in your plan. As customers often tell us, that can bring peace of mind to you and your family. A plan from Golden Charter also includes an allowance towards third party costs. These are essential, non-funeral director services such as the cremation or burial fees, plus the minister or officiant’s fee to perform the service. The value of the allowance included in your plan may grow over time. There will only be more to pay at the time of the funeral if the third-party costs exceed the allowance when you buy your plan, or if the costs increase by more than the growth of your plan.

At J&T McColgan, we work in partnership with Golden Charter to provide you with a simple way to plan ahead. As one of the UK’s largest funeral plan providers1, Golden Charter has helped over 1 million people to plan ahead2, so we’re completely confident in offering their plans to you.

Everyone has different needs when it comes to funeral planning, so we make sure the plans we offer are as flexible as possible. When you get in touch, we’ll be happy to discuss your funeral requirements and tailor a plan to suit you. Rest assured a plan from Golden Charter is available to all UK residents, regardless of age or state of health.

Would you like to know more information about how a Golden Charter funeral plan could work for you? We can provide you with all the information you need to make an informed decision for you and your family, so get in touch today!

1Based on a Golden Charter analysis and independent research of the funeral plan market size as of December 2024.

2Correct at July 2025.

Messrs J&T McColgan Funeral Directors Ltd is an appointed representative of Golden Charter Limited trading as Golden Charter Funeral Plans which is authorised and regulated by the Financial Conduct Authority (FRN:965279) 

Funeral Plans - Golden Charter logo

Please speak to us or click here for our  independent way funeral plan.

Why take out a Funeral plan?

  • Can be tailored to suit your needs
  • Provides peace of mind for you and your loved ones
  • Your wishes are specified in advance, removing uncertainty and the stress of making detailed arrangements
  • You save money by buying at today’s prices
  • Nothing more to pay for your funeral director’s services
  • Allowance for third party costs included
  • Plan can be transferred to a family member

Click here for our  independent way funeral plan

 

Funeral Planner of the Year 2018